Money Monday: Where to find Free Money!

Guest post by Vielka Burey-Jacas (@VielkaBurey)

This week I have decided not to write an article in my column but to share some tips on how to find and save money. These are tips for you and everybody else. Share your new found knowledge.  Share this article.

Unclaimed Properties:

Accounts in financial institutions and companies that have had no activity generated or contact with the owner for
one year or a longer period.

Common forms of unclaimed property:
Savings or checking accounts, Stocks, Uncashed dividends or payroll checks, Refunds, Traveler’s checks, Trust distributions, unredeemed money orders or gift certificates (in some states), insurance payments or refunds and life insurance policies, annuities, certificates of deposit, customer overpayments, utility security deposits, mineral royalty payments, and contents of safe deposit boxes.

How to search:
Companies are required by law to send funds from lost accounts to the state of the owner’s last known address. That means you could potentially have unclaimed property in every state that you have resided. You might want to begin your search on MissingMoney, a Web site officially endorsed by the National Association of Unclaimed Property Administrators (NAUPA) containing the official collective records from most state unclaimed property programs. NAUPA will link you to every state unclaimed property program Web site where you can search. Both sites are free.

Want more money?
File your income tax for free:

  • Free File to taxpayers with an adjusted gross income of more than $58,000
  • Eligibility criteria may include your: age, state,
  • Eligibility for the Earned Income Tax Credit, and military status.
  • Check the company’s website for details because the companies’ offers may differ. Some companies charge a fee for state tax returns and some may not support a particular form you need to file
  • Start your search at the IRS.gov website

Waiting for your refund?

 

ABOUT THE AUTHOR: Vielka Burey Jacas is a Certified Financial Planner and a volunteer expert at LifeTuner. Vielka has a passion for helping family, students, homeowners, businesspersons, employees and other Latino c ommunity members expand their opportunities through improved financial literacy, and has extensive experience in the private banking and investment planning sector, having spent many years with both domestic and international banks.

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